Near the Ecuadoran frontier, the Andes Mountains divide into three distinct, roughly parallel chains, called cordilleras, that extend northeastward almost to the Caribbean Sea. Altitudes reach more than 5,700 meters, and mountain peaks are permanently covered with snow. The elevated basins and plateaus of these ranges have a moderate climate that provides pleasant living conditions and in many places enables farmers to harvest twice a year. Torrential rivers on the slopes of the mountains produce a large hydroelectric power potential and add their volume to the navigable rivers in the valleys. In the late 1980s, approximately 78 percent of the country's population lived in the Andean highlands.

The Cordillera Occidental in the west, the Cordillera Central in the center, and the Cordillera Oriental in the east have different characteristics. Geologically, the Cordillera Occidental and the Cordillera Central form the western and eastern sides of a massive crystalline arch that extends from the Caribbean lowlands to the southern border of Ecuador. The Cordillera Oriental, however, is composed of folded stratified rocks overlying a crystalline core.

The Cordillera Occidental is relatively low and is the least populated of the three cordilleras. Summits are only about 3,000 meters above sea level and do not have permanent snows. Few passes exist, although one that is about 1,520 meters above sea level provides the major city of Cali with an outlet to the Pacific Ocean. The relatively low elevation of the cordillera permits dense vegetation, which on the western slopes is truly tropical.

The Cordillera Occidental is separated from the Cordillera Central by the deep rift of the Cauca Valley. The Río Cauca rises within 200 kilometers of the border with Ecuador and flows through some of the best farmland in the country. After the two cordilleras converge, the Cauca Valley becomes a deep gorge all the way to the Caribbean lowlands.

The Cordillera Central is the loftiest of the mountain systems. Its crystalline rocks form an 800-kilometer-long towering wall dotted with snow-covered volcanoes. There are no plateaus in this range and no passes under 3,300 meters. The highest peak in this range, the Nevado del Huila, reaches 5,439 meters above sea level. The second highest peak is a volcano, Nevado del Ruiz, which erupted violently on November 13, 1985. Toward its northern end, this cordillera separates into several branches that descend toward the Caribbean coast.

Between the Cordillera Central and the Cordillera Oriental flows the Río Magdalena. This 1,600-kilometer-long river rises near a point some 180 kilometers north of the border with Ecuador, where the Cordillera Oriental and the Cordillera Central diverge. Its spacious drainage area is fed by numerous mountain torrents originating high in the snowfields. The Río Magdalena is generally navigable from the Caribbean Sea as far as the town of Neiva, deep in the interior, but is interrupted midway by rapids. The valley floor is very deep nearly 800 kilometers from the river's mouth the elevation is no more than about 300 meters. 81e .

In the Cordillera Oriental at elevations between 2,500 and 2,700 meters, three large fertile basins and a number of small ones provide suitable areas for settlement and intensive economic production. In the basin of Cundinamarca, where the Spanish found the Chibcha Indians, the European invaders established the town of Santa Fe de Bogotá (present-day Bogotá) at an elevation of 2,650 meters above sea level.

To the north of Bogotá, in the densely populated basins of Chiquinquira and Boyacá, are fertile fields, rich mines, and large industrial establishments that produce much of the national wealth. Still farther north, where the Cordillera Oriental makes an abrupt turn to the northwest near the border with Venezuela, the highest point of this range, the Sierra Nevada de Cocuy, rises to 5,493 meters above sea level. In the department of Santander, the valleys on the western slopes are more spacious, and agriculture is intensive in the area around Bucaramanga. The northernmost region of the range around Cúcuta is so rugged that historically it has been easier to maintain communications and transportation with Venezuela than with the adjacent parts of Colombia.

Data as of December 1988